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Configuring Equifax UK IC SaaS

With Equifax UK IC SaaS, you can run the Electronic identity check. Passfort is integrated with V3 of the Equifax UK IC SaaS API.

How it works

This is the default behavior for a variant of the Electronic identity check without any configuration options applied. To learn how this behavior changes when options are applied, see Configuration options.

This check is performed by searching for the individual’s name, address, and, if available, date of birth in the sources supplied by Equifax UK IC SaaS.

The check passes when Equifax UK IC SaaS confirms the profile data fully matches an individual in their sources.

The check fails when Equifax UK IC SaaS cannot match or can only partially match an individual in their sources.

If the individual’s profile doesn’t have data for the required fields, the check returns an error.

If the country of address in the individual’s profile isn’t covered by Equifax UK IC SaaS, the check returns an error.

Note

To improve the accuracy of the results, provide the customer's middle name.

Configuration options

You have the following configuration option:

  • Send customer reference to Equifax: When this option is selected, the customer reference from the profile data is sent to Equifax UK IC SaaS if available. Note that the check will run without a customer reference if none is available.

What we'll need

Let us know that you'd like to add a variant of the Electronic identity check with Equifax UK IC SaaS. We'll set it up for you.

We'll also need the following details from your direct agreement with Equifax UK IC SaaS:

  • Username and password

  • Equifax base URL

  • Business line

  • Product type

  • Organization ID

For help getting this information, please speak to your Equifax UK IC SaaS account manager.

Profile fields

These are the profile details searched in Equifax UK IC SaaS's sources:

Name

Description

(personal_details.name.title)

Optional

The individual's title.

First name(s)

(personal_details.name.given_names)

*Required

The individual’s first and, if applicable, middle names.

Surname

(personal_details.name.family_name)

*Required

The individual’s last name.

Date of birth

(personal_details.dob)

Optional

The individual’s date of birth.

Addresses

(address_history)

Optional

If the individual has multiple entries in their address history, the most recently added is sent to Equifax UK IC SaaS. Note that this may not be the address the individual lived at most recently.

Customer reference

(customer_ref)

Optional

Equifax UK IC SaaS uses this as a unique reference number for the customer. When sent to Equifax UK IC SaaS, this field should be no longer than 50 characters in length. Note that this field is only sent to Equifax UK IC SaaS when the Send customer reference to Equifax configuration option is in use.

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