Risk factors for company profiles

The risk posed to the company by the associate with the highest risk score for a specified factor.

Data used: You choose one or more associate types to be evaluated and one risk factor to be used for the evaluation.

You can choose any of the following associate types:

You can choose any of the risk factors listed in this topic, for example, Age, Country of incorporation.

By default, only associates of the onboarding company are evaluated against the selected risk factor. Select Include associates from subsidiary companies to determine risk score to include all associates, including those from subsidiary companies.

Some associates, for example, shareholders, can be individuals or companies. If a risk factor is specific to the profile type, it's only applied to profiles of that type. For example, the Age risk factor is only applied to individual profiles, and the Country of incorporation is only applied to company profiles.

Each associate of the company, and optionally associates of subsidiary companies, of the specified associate type is evaluated for your chosen risk factor. A risk score is assigned to each associate. The highest risk score is used as the company's risk score for this factor.

The risk associated with the company’s country of incorporation.

Data matched: The country is taken from the profile’s Country of incorporation.

Possible conditions:

The risk associated with a profile’s custom field, for example, Expected transaction volume per month or Product tier.

Data matched: The data taken from the custom field you specify.

Possible conditions when the data is text:

Possible conditions when the data is a number:

Possible conditions when the data is multi-select:

Data result: For this risk factor, you can also specify that a prefix or suffix is added to the resulting data so it’s easier for users to read. For example, you might choose the prefix £, as in £100, or the suffix customers, as in 100 customers.

If the value of the custom field is a date, use the Custom field date to months risk factor.

The risk associated with the number of months that have passed between the date in a profile’s custom field, for example, Date of first transaction, and today.

Data matched: The date is taken from the specified custom field, and the number of months between that date and today is calculated.

Possible conditions:

Every month on the date of the specified custom field, the number of months is re-calculated, and the profile is re-assessed for all risk factors in your risk model.

The risk associated with screening matches of a specified type.

Data matched: The screening matches discovered when the profile is screened for a product application or as part of ongoing monitoring.

You can choose any of the following match types:

Possible conditions:

The risk associated with the number of years a company has been incorporated.

Data matched: The profile's Date of incorporation is taken, and the number of years since incorporation is determined by calculating the number of years between that date and today.

Possible conditions:

Every year on the anniversary of the profile's Date of incorporation, the number of years since incorporation is recalculated and the profile is reassessed for all risk factors in your risk model.